{"id":1862,"date":"2026-03-12T20:20:27","date_gmt":"2026-03-12T17:20:27","guid":{"rendered":"https:\/\/tabildot.com.tr\/marketrisk\/?p=1862"},"modified":"2026-03-13T19:50:14","modified_gmt":"2026-03-13T16:50:14","slug":"ykbnk-2025-yl-olaan-genel-kurul-toplant-notlar-yap-ve-kredi-bankas-a-12032026","status":"publish","type":"post","link":"https:\/\/tabildot.com.tr\/marketrisk\/1862","title":{"rendered":"\ud83d\udd34 YKBNK 2025 y\u0131l\u0131 Ola\u011fan Genel Kurul Toplant\u0131 Notlar\u0131 | Yap\u0131 ve Kredi Bankas\u0131 A\u015e &#8211; 12.03.2026"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\ud83d\udd34 YKBNK 2025 y\u0131l\u0131 Ola\u011fan Genel Kurul Toplant\u0131 Notlar\u0131 | Yap\u0131 ve Kredi Bankas\u0131 A\u015e - 12.03.2026\" width=\"858\" height=\"644\" src=\"https:\/\/www.youtube.com\/embed\/yxGq6PMqRAg?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h1>47 Milyar TL K\u00e2r ve Tek Bir Muhalif Ses: Yap\u0131 Kredi 2026 Genel Kurulu&#8217;ndan \u00c7arp\u0131c\u0131 Notlar<\/h1>\n<p><b>1. Giri\u015f: Devlerin Masas\u0131nda Neler Konu\u015fuldu?<\/b><\/p>\n<p>12 Mart 2026 tarihinde, Levent\u2019teki Yap\u0131 Kredi Plaza D Blok Konferans Salonu, T\u00fcrk finans tarihinin en y\u00fcksek k\u00e2r rakamlar\u0131ndan birinin g\u00f6lgesinde, stratejik bir hesapla\u015fmaya ev sahipli\u011fi yapt\u0131. Saat 15:00\u2019te ba\u015flayan Yap\u0131 Kredi Ola\u011fan Genel Kurulu, sadece 47 milyar TL\u2019lik devasa bir net k\u00e2r\u0131n tasdik edildi\u011fi bir seremoniden ibaret de\u011fildi.<\/p>\n<p>Salondaki atmosfer; rekor rakamlar\u0131n getirdi\u011fi \u00f6zg\u00fcven ile &#8220;ihtiyatl\u0131l\u0131k&#8221; ad\u0131 verilen muhafazak\u00e2r sermaye y\u00f6netimi aras\u0131ndaki gerilimle y\u00fckl\u00fcyd\u00fc. Y\u00f6netim Kurulu\u2019nun k\u00e2r\u0131n tamam\u0131n\u0131 banka b\u00fcnyesinde tutma karar\u0131, kurumsal y\u00f6netim ilkeleri ve hissedar beklentileri aras\u0131ndaki ince \u00e7izgiyi bir kez daha tart\u0131\u015fmaya a\u00e7t\u0131.<\/p>\n<p><b>2. 47 Milyar TL K\u00e2r, S\u0131f\u0131r Temett\u00fc: Yedek Ak\u00e7e Stratejisi<\/b><\/p>\n<p>Bankan\u0131n 2025 y\u0131l\u0131 net d\u00f6nem k\u00e2r\u0131, kuru\u015fu kuru\u015funa <b>47.090.150.775,88 TL<\/b> olarak a\u00e7\u0131kland\u0131. Bir analist g\u00f6z\u00fcyle bak\u0131ld\u0131\u011f\u0131nda, bu rakam bankan\u0131n operasyonel g\u00fcc\u00fcn\u00fc kan\u0131tlarken, k\u00e2r\u0131n da\u011f\u0131t\u0131m y\u00f6ntemi bankan\u0131n 2026 y\u0131l\u0131ndaki &#8220;defansif&#8221; duru\u015funu simgeliyor. Y\u00f6netim Kurulu, k\u00e2r\u0131n nakit temett\u00fc olarak da\u011f\u0131t\u0131lmamas\u0131n\u0131; sekt\u00f6rdeki b\u00fcy\u00fcme hedefleri, uzun vadeli stratejiler ve k\u00fcresel ekonomik belirsizlikler ile gerek\u00e7elendirdi.<\/p>\n<p>Teknik detaylarda ise profesyonel bir vergi y\u00f6netimi stratejisi g\u00f6ze \u00e7arp\u0131yor. T\u00fcrk Ticaret Kanunu&#8217;nun 519. maddesi uyar\u0131nca ayr\u0131lmas\u0131 gereken genel kanuni yedek ak\u00e7e s\u0131n\u0131r\u0131 (%20) zaten a\u015f\u0131lm\u0131\u015f oldu\u011fu i\u00e7in bu y\u0131l o kaleme aktar\u0131m yap\u0131lmad\u0131. Ancak banka, <b>5520 Say\u0131l\u0131 Kurumlar Vergisi Kanunu (5\/1-e)<\/b> kapsam\u0131nda gayrimenkul ve i\u015ftirak sat\u0131\u015f kazan\u00e7lar\u0131ndan ve <b>5746 Say\u0131l\u0131 Kanun<\/b> kapsam\u0131ndaki Ar-Ge faaliyetlerinden do\u011fan toplam 277.095.334,19 TL&#8217;yi \u00f6zel yedeklere ay\u0131rarak vergi avantaj\u0131 ve operasyonel verimlilik oda\u011f\u0131n\u0131 korudu.<\/p>\n<p>&#8220;Net da\u011f\u0131t\u0131labilir d\u00f6nem k\u00e2r\u0131ndan \u00f6zel yedekler d\u00fc\u015f\u00fcld\u00fckten sonra kalan <b>46.813.055.441,69 TL<\/b> tutar\u0131ndaki devasa bakiyenin tamam\u0131 ola\u011fan\u00fcst\u00fc yedeklere aktar\u0131lm\u0131\u015ft\u0131r. Bu hamle, bankan\u0131n sermaye yeterlili\u011fi rasyolar\u0131n\u0131 tahkim ederek gelecekteki olas\u0131 \u015foklara kar\u015f\u0131 bir kalkan olu\u015fturma iradesidir.&#8221;<\/p>\n<p><b>3. &#8220;Muhalefet \u015eerhi&#8221;: Genel Kurulun G\u00f6r\u00fcnmeyen Kahraman\u0131<\/b><\/p>\n<p>Kurumsal devlerin kararlar\u0131n\u0131n oybirli\u011fiyle ge\u00e7ti\u011fi yan\u0131lsamas\u0131, bu toplant\u0131da hissedar Ali \u0130hsan G\u00fcrcan\u2019\u0131n 16 sayfal\u0131k el yaz\u0131s\u0131 muhalefet notlar\u0131yla bozuldu. G\u00fcrcan, demokratik denetimin sembolik bir fig\u00fcr\u00fc olarak neredeyse her g\u00fcndem maddesine kar\u015f\u0131 durdu. El yaz\u0131s\u0131 notlarda (\u00d6zellikle G\u00f6rsel 8 ve 10) dile getirilen ele\u015ftiriler, y\u00fczeysel bir itirazdan ziyade yap\u0131sal birer sistem ele\u015ftirisi niteli\u011findeydi.<\/p>\n<p>G\u00fcrcan\u2019\u0131n tutanaklara ge\u00e7en ve kurumsal y\u00f6netim ilkeleri a\u00e7\u0131s\u0131ndan ders niteli\u011fi ta\u015f\u0131yan temel itirazlar\u0131 \u015funlard\u0131:<\/p>\n<ul>\n<li><b>Bireysel Oylama Talebi:<\/b> Y\u00f6netim kurulu \u00fcyelerinin blok olarak de\u011fil, her bir \u00fcye i\u00e7in &#8220;ayr\u0131 ayr\u0131&#8221; oylama yap\u0131lmas\u0131 gerekti\u011fi savunuldu.<\/li>\n<li><b>K\u00e2r Da\u011f\u0131t\u0131m\u0131 \u00c7eli\u015fkisi:<\/b> \u015eirketin zarar etmedi\u011fi ve rekor k\u00e2r a\u00e7\u0131klad\u0131\u011f\u0131 bir y\u0131lda, hissedara hi\u00e7 pay verilmemesinin kabul edilemez oldu\u011fu vurguland\u0131.<\/li>\n<li><b>\u015eeffafl\u0131k \u00c7a\u011fr\u0131s\u0131:<\/b> Ba\u011f\u0131\u015f yap\u0131lan kurumlar\u0131n isimlerinin ve miktarlar\u0131n\u0131n \u00e7ok daha \u015feffaf bir \u015fekilde ortaklara a\u00e7\u0131klanmas\u0131 gerekti\u011fi not d\u00fc\u015f\u00fcld\u00fc.<\/li>\n<\/ul>\n<p><b>4. 786 Milyon TL&#8217;lik Y\u00f6netim Faturas\u0131 ve Maa\u015f Tart\u0131\u015fmalar\u0131<\/b><\/p>\n<p>Genel kurulda en \u00e7ok dikkat \u00e7eken ve etik tart\u0131\u015fmalar\u0131 beraberinde getiren ba\u015fl\u0131k &#8220;\u00fcst d\u00fczey y\u00f6netimin mali haklar\u0131&#8221; oldu. 2025 y\u0131l\u0131 i\u00e7erisinde bankan\u0131n y\u00f6netim kurulu \u00fcyelerine ve \u00fcst d\u00fczey y\u00f6neticilerine yap\u0131lan toplam \u00f6deme tutar\u0131 <b>786.583.000 TL<\/b> olarak kay\u0131tlara ge\u00e7ti.<\/p>\n<p>2026 y\u0131l\u0131 i\u00e7in ise y\u00f6netim kurulu \u00fcyelerinin her biri i\u00e7in y\u0131ll\u0131k br\u00fct <b>3.912.000 TL<\/b> \u00fccret belirlendi. Finansal analiz perspektifinden bak\u0131ld\u0131\u011f\u0131nda; hissedar\u0131na nakit temett\u00fc (s\u0131f\u0131r pay) vermeyen bir kurumun, y\u00f6netim kademesine sa\u011flad\u0131\u011f\u0131 bu y\u00fcksek b\u00fct\u00e7eli paketler &#8220;Payda\u015f Teorisi&#8221; a\u00e7\u0131s\u0131ndan ciddi bir tart\u0131\u015fma alan\u0131 yarat\u0131yor. Banka y\u00f6netimi her ne kadar bu rakamlar\u0131n BDDK&#8217;n\u0131n &#8220;Bankalarda \u0130yi \u00dccretlendirme Uygulamalar\u0131&#8221; ile uyumlu oldu\u011funu belirtse de muhalif sesler bu tablonun hakkaniyetini sorgulamaya devam etti.<\/p>\n<p><b>5. S\u00fcrd\u00fcr\u00fclebilirlikte Yeni D\u00f6nem: TSRS ve Denetim Zorunlulu\u011fu<\/b><\/p>\n<p>Yap\u0131 Kredi i\u00e7in bu genel kurulun en stratejik d\u00f6n\u00fc\u015f\u00fcm\u00fc, 2024 y\u0131l\u0131 T\u00fcrkiye S\u00fcrd\u00fcr\u00fclebilirlik Raporlama Standartlar\u0131 (TSRS) uyumlu raporun onaylanmas\u0131yd\u0131. Art\u0131k &#8220;ye\u015fil bankac\u0131l\u0131k&#8221; bir iyi niyet beyan\u0131ndan \u00f6teye ge\u00e7erek yasal bir disipline d\u00f6n\u00fc\u015ft\u00fc.<\/p>\n<p>Bu noktada kritik olan, bankan\u0131n 2026 y\u0131l\u0131 i\u00e7in <b>G\u00fcney Ba\u011f\u0131ms\u0131z Denetim (EY)<\/b> ile anla\u015fmas\u0131d\u0131r. Bu anla\u015fma sadece finansal tablolar\u0131 de\u011fil, ayn\u0131 zamanda TSRS uyar\u0131nca haz\u0131rlanacak raporlar\u0131n &#8220;zorunlu s\u00fcrd\u00fcr\u00fclebilirlik g\u00fcvence denetimi&#8221;ni de kaps\u0131yor. Bu, bankac\u0131l\u0131kta \u015feffafl\u0131\u011f\u0131n art\u0131k sadece rakamlar \u00fczerinden de\u011fil, karbon ayak izinden sosyal etkiye kadar geni\u015f bir spektrumda denetlenece\u011fi yeni bir d\u00f6nemin tescilidir.<\/p>\n<p><b>6. Ba\u011f\u0131\u015f ve Sponsorluklar\u0131n S\u0131n\u0131r\u0131: \u00d6zkayna\u011f\u0131n %0,4&#8217;\u00fc<\/b><\/p>\n<p>Banka, toplumsal sorumluluk b\u00fct\u00e7esini de net s\u0131n\u0131rlarla \u00e7izdi. 2025 y\u0131l\u0131nda \u00e7e\u015fitli vak\u0131f ve derneklere toplamda <b>315.277.569,88 TL<\/b> ba\u011f\u0131\u015f yap\u0131ld\u0131\u011f\u0131 a\u00e7\u0131kland\u0131. 2026 y\u0131l\u0131 i\u00e7in ise bu b\u00fct\u00e7eye yasal bir tavan getirildi.<\/p>\n<p><b>Ba\u011f\u0131\u015f Politikas\u0131 Notu:<\/b> 2026 y\u0131l\u0131nda yap\u0131lacak ba\u011f\u0131\u015flar\u0131n \u00fcst s\u0131n\u0131r\u0131, bankan\u0131n konsolide olmayan \u00f6zkaynak tutar\u0131n\u0131n <b>%0,4&#8217;\u00fc<\/b> (yakla\u015f\u0131k <b>294.498.110 TL<\/b>) olarak belirlenmi\u015ftir. Bu s\u0131n\u0131rland\u0131rma, toplumsal fayda ile hissedar \u00e7\u0131karlar\u0131 aras\u0131ndaki dengenin korunmas\u0131 ad\u0131na at\u0131lm\u0131\u015f &#8220;kontroll\u00fc bir c\u00f6mertlik&#8221; ad\u0131m\u0131d\u0131r.<\/p>\n<p><b>7. Sonu\u00e7: Gelece\u011fe Bak\u0131\u015f ve D\u00fc\u015f\u00fcnd\u00fcren Soru<\/b><\/p>\n<p>Yap\u0131 Kredi\u2019nin 2026 Genel Kurulu, bir bankan\u0131n rekor k\u00e2r elde etmesine ra\u011fmen neden &#8220;savunma pozisyonunda&#8221; kald\u0131\u011f\u0131n\u0131n anatomisini sundu. 47 milyar TL\u2019lik k\u00e2r\u0131n neredeyse tamam\u0131n\u0131n (46,8 milyar TL) ola\u011fan\u00fcst\u00fc yedeklere g\u00f6m\u00fclmesi; 2026 ekonomik iklimindeki belirsizliklerin, bankan\u0131n sermaye yeterlili\u011fi rasyolar\u0131n\u0131 koruma i\u00e7g\u00fcd\u00fcs\u00fcn\u00fc tetikledi\u011fini g\u00f6steriyor. Ancak bu ihtiyatl\u0131 duru\u015f, yat\u0131r\u0131mc\u0131 g\u00fcveni ile bankan\u0131n likidite ihtiyac\u0131 aras\u0131ndaki teraziyi ne y\u00f6ne bozacak, bunu zaman g\u00f6sterecek.<\/p>\n<p>Kurumsal y\u00f6netim d\u00fcnyas\u0131ndan y\u00fckselen \u015fu soru ise g\u00fcncelli\u011fini koruyor: <b>&#8220;Bir \u015firketin ger\u00e7ek ba\u015far\u0131s\u0131, ula\u015ft\u0131\u011f\u0131 net k\u00e2r rakam\u0131n\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fcyle mi, yoksa bu k\u00e2r\u0131n payda\u015flar\u0131yla ne kadar adil payla\u015f\u0131ld\u0131\u011f\u0131yla m\u0131 \u00f6l\u00e7\u00fclmelidir?&#8221;<\/b><\/p>\n<h1>Yap\u0131 ve Kredi Bankas\u0131 A.\u015e. 2025 Ola\u011fan Genel Kurul Bilgilendirme Notu<\/h1>\n<h2>Y\u00f6netici \u00d6zeti<\/h2>\n<p>Yap\u0131 ve Kredi Bankas\u0131 A.\u015e.&#8217;nin 12 Mart 2026 tarihinde \u0130stanbul&#8217;da ger\u00e7ekle\u015ftirilen 2025 y\u0131l\u0131 Ola\u011fan Genel Kurul Toplant\u0131s\u0131, bankan\u0131n finansal y\u00f6netimi, y\u00f6netim yap\u0131s\u0131 ve gelecek stratejilerine dair kritik kararlar\u0131n al\u0131nd\u0131\u011f\u0131 bir platform olmu\u015ftur. Toplant\u0131da \u00f6ne \u00e7\u0131kan en \u00f6nemli husus, 2025 y\u0131l\u0131 i\u00e7in tahakkuk eden <b>47.090.150.775,88 TL<\/b> tutar\u0131ndaki net d\u00f6nem k\u00e2r\u0131n\u0131n, sekt\u00f6rdeki b\u00fcy\u00fcme hedefleri ve uzun vadeli stratejiler do\u011frultusunda hissedarlara da\u011f\u0131t\u0131lmayarak b\u00fcy\u00fck oranda ola\u011fan\u00fcst\u00fc yedeklere aktar\u0131lmas\u0131d\u0131r. Ayr\u0131ca, y\u00f6netim kurulu \u00fcyelerinin se\u00e7imi yap\u0131lm\u0131\u015f, ba\u011f\u0131ms\u0131z \u00fcye dahil 9 ki\u015filik liste onaylanm\u0131\u015f ve y\u00f6netim kurulu \u00fcyelerine \u00f6denecek y\u0131ll\u0131k br\u00fct \u00fccret <b>3.912.000 TL<\/b> olarak belirlenmi\u015ftir. Toplant\u0131da bir hissedar taraf\u0131ndan sunulan \u00e7ok say\u0131da muhalefet \u015ferhi ve \u00f6nerge, oy \u00e7oklu\u011fu ile reddedilmi\u015ftir.<\/p>\n<h2>Genel Kurul Toplant\u0131 Bilgileri ve Kat\u0131l\u0131m<\/h2>\n<p>Toplant\u0131, yasal d\u00fczenlemeler ve Esas S\u00f6zle\u015fme&#8217;ye uygun olarak 12 Mart 2026 tarihinde, saat 15:00&#8217;te Yap\u0131 Kredi Plaza D Blok Konferans Salonu&#8217;nda ger\u00e7ekle\u015ftirilmi\u015ftir.<\/p>\n<ul>\n<li><b>Toplant\u0131 Ba\u015fkan\u0131:<\/b> Sn. G\u00f6khan Er\u00fcn<\/li>\n<li><b>Bakanl\u0131k Temsilcisi:<\/b> Sn. Ebru Halis<\/li>\n<li><b>Kat\u0131l\u0131m Oran\u0131:<\/b> Bankan\u0131n toplam 8.447.051.284,00 TL&#8217;lik sermayesine tekab\u00fcl eden paylar\u0131n yakla\u015f\u0131k <b>%75,56&#8217;s\u0131<\/b> (6.382.750.334,86 TL nominal de\u011ferde pay) toplant\u0131da temsil edilmi\u015ftir.<\/li>\n<li><b>Temsil T\u00fcr\u00fc:<\/b> 1.201.687.830 TL de\u011ferindeki paylar tevdi eden temsilciler taraf\u0131ndan temsil edilmi\u015ftir.<\/li>\n<\/ul>\n<h2>Finansal Sonu\u00e7lar ve K\u00e2r Da\u011f\u0131t\u0131m Karar\u0131<\/h2>\n<p>Genel Kurul, 2025 y\u0131l\u0131 hesap d\u00f6nemine ili\u015fkin Finansal Tablolar\u0131 ve Ba\u011f\u0131ms\u0131z Denetim Raporunu onaylam\u0131\u015ft\u0131r. 2025 y\u0131l\u0131 k\u00e2r\u0131n\u0131n y\u00f6netimine ili\u015fkin detaylar a\u015fa\u011f\u0131dad\u0131r:<\/p>\n<h3>K\u00e2r Da\u011f\u0131t\u0131m Tablosu \u00d6zeti (TL)<\/h3>\n<table border=\"1\">\n<tbody>\n<tr>\n<td>Kalem<\/td>\n<td>Tutar (TL)<\/td>\n<\/tr>\n<tr>\n<td><b>D\u00f6nem K\u00e2r\u0131<\/b><\/td>\n<td>59.976.430.542,88<\/td>\n<\/tr>\n<tr>\n<td><b>\u00d6denecek Vergiler (-)<\/b><\/td>\n<td>12.886.279.767,00<\/td>\n<\/tr>\n<tr>\n<td><b>Net D\u00f6nem K\u00e2r\u0131<\/b><\/td>\n<td>47.090.150.775,88<\/td>\n<\/tr>\n<tr>\n<td><b>Genel Kanuni Yedek Ak\u00e7e<\/b><\/td>\n<td>0,00 (Yasal s\u0131n\u0131ra ula\u015f\u0131ld\u0131\u011f\u0131 i\u00e7in ayr\u0131lmam\u0131\u015ft\u0131r)<\/td>\n<\/tr>\n<tr>\n<td><b>\u00d6zel Yedekler (Gayrimenkul\/\u0130\u015ftirak sat\u0131\u015f\u0131 &amp; Ar-Ge)<\/b><\/td>\n<td>277.095.334,19<\/td>\n<\/tr>\n<tr>\n<td><b>Ola\u011fan\u00fcst\u00fc Yedeklere Aktar\u0131lan<\/b><\/td>\n<td>46.813.055.441,69<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>Karar:<\/b> Bankan\u0131n b\u00fcy\u00fcme hedefleri, uzun vadeli stratejileri ve ekonomik geli\u015fmeler g\u00f6zetilerek <b>nakit k\u00e2r pay\u0131 da\u011f\u0131t\u0131lmamas\u0131na<\/b> karar verilmi\u015ftir. Ayr\u0131ca, yeniden de\u011ferleme art\u0131\u015f fonundan <b>4.900.229.809,63 TL<\/b> \u00f6zel fon hesab\u0131na aktar\u0131lm\u0131\u015ft\u0131r.<\/p>\n<h2>Y\u00f6netim Kurulu Se\u00e7imi ve \u00dccretlendirme<\/h2>\n<p>Y\u00f6netim kurulu \u00fcye say\u0131s\u0131 ba\u011f\u0131ms\u0131z \u00fcye dahil 9 olarak belirlenmi\u015f ve 2026 y\u0131l\u0131 Genel Kuruluna kadar g\u00f6rev yapmak \u00fczere \u015fu isimler se\u00e7ilmi\u015ftir:<\/p>\n<ul>\n<li><b>Y\u00f6netim Kurulu \u00dcyeleri:<\/b> Y\u0131ld\u0131r\u0131m Ali Ko\u00e7, Levent \u00c7ak\u0131ro\u011flu, G\u00f6khan Er\u00fcn, Ahmet Fad\u0131l Ashabo\u011flu, Aykut \u00dcmit Taftal\u0131, Nevin \u0130mamo\u011flu \u0130pek, Virma S\u00f6kmen, Fatih Kemal Ebi\u00e7lio\u011flu.<\/li>\n<li><b>Ba\u011f\u0131ms\u0131z Y\u00f6netim Kurulu \u00dcyesi:<\/b> Ahmet Turul.<\/li>\n<\/ul>\n<h3>\u00dccretlendirme Politikas\u0131<\/h3>\n<ul>\n<li><b>Ge\u00e7mi\u015f D\u00f6nem \u00d6demesi:<\/b> 2025 y\u0131l\u0131 i\u00e7erisinde Y\u00f6netim Kurulu \u00fcyelerine ve \u00fcst d\u00fczey y\u00f6neticilere yap\u0131lan toplam <b>786.583.000 TL<\/b> tutar\u0131ndaki \u00f6deme onaylanm\u0131\u015ft\u0131r.<\/li>\n<li><b>Gelecek D\u00f6nem \u00dccreti:<\/b> Y\u00f6netim Kurulu \u00fcyelerinin her birine y\u0131ll\u0131k br\u00fct <b>3.912.000 TL<\/b> \u00fccret \u00f6denmesine karar verilmi\u015ftir. Bu \u00f6demeler Genel Kurulu takip eden aydan itibaren ayl\u0131k e\u015fit taksitler halinde yap\u0131lacakt\u0131r.<\/li>\n<\/ul>\n<h2>S\u00fcrd\u00fcr\u00fclebilirlik, Denetim ve Sosyal Sorumluluk<\/h2>\n<p>Toplant\u0131da bankan\u0131n kurumsal y\u00f6neti\u015fim ve sosyal sorumluluk alan\u0131ndaki faaliyetleri de karara ba\u011flanm\u0131\u015ft\u0131r:<\/p>\n<ul>\n<li><b>S\u00fcrd\u00fcr\u00fclebilirlik:<\/b> 2024 y\u0131l\u0131 TSRS (T\u00fcrkiye S\u00fcrd\u00fcr\u00fclebilirlik Raporlama Standartlar\u0131) uyumlu S\u00fcrd\u00fcr\u00fclebilirlik Raporu m\u00fczakere edilerek onaylanm\u0131\u015ft\u0131r.<\/li>\n<li><b>Ba\u011f\u0131ms\u0131z Denetim:<\/b> 2026 y\u0131l\u0131 finansal raporlar\u0131n\u0131n ve s\u00fcrd\u00fcr\u00fclebilirlik g\u00fcvence denetiminin yap\u0131lmas\u0131 i\u00e7in <b>G\u00fcney Ba\u011f\u0131ms\u0131z Denetim ve Serbest Muhasebeci Mali M\u00fc\u015favirlik A.\u015e.<\/b> (Ernst &amp; Young) se\u00e7ilmi\u015ftir.<\/li>\n<li><b>Ba\u011f\u0131\u015f ve Yard\u0131mlar:<\/b> 2025 y\u0131l\u0131 i\u00e7erisinde vak\u0131f ve derneklere toplam <b>315.277.569,88 TL<\/b> ba\u011f\u0131\u015f yap\u0131ld\u0131\u011f\u0131 bildirilmi\u015ftir. 2026 y\u0131l\u0131 i\u00e7in ba\u011f\u0131\u015f s\u0131n\u0131r\u0131, Banka&#8217;n\u0131n konsolide olmayan \u00f6zkaynak tutar\u0131n\u0131n <b>%0,4&#8217;\u00fc<\/b> olarak belirlenmi\u015ftir.<\/li>\n<\/ul>\n<h2>Tasfiye Hesaplar\u0131 ve \u0130bra \u0130\u015flemleri<\/h2>\n<p>Banka&#8217;n\u0131n tasfiye hesaplar\u0131nda izlenen bir k\u0131s\u0131m alacaklar\u0131n sat\u0131\u015f yoluyla tasfiyesi i\u015flemleri Genel Kurul taraf\u0131ndan onaylanm\u0131\u015ft\u0131r. Bu kapsamda:<\/p>\n<ul>\n<li>20.03.2025 tarihli karar ile 1.767.572.468,45 TL tutarl\u0131 alacak 429.531.000,00 TL&#8217;ye,<\/li>\n<li>21.05.2025 tarihli karar ile 2.483.584.814,98 TL tutarl\u0131 alacak 506.730.000,00 TL&#8217;ye,<\/li>\n<li>17.09.2025 tarihli karar ile 2.712.504.592,25 TL tutarl\u0131 alacak 505.030.000,00 TL&#8217;ye,<\/li>\n<li>24.12.2025 tarihli karar ile 1.575.404.714,99 TL tutarl\u0131 alacak 257.060.000,00 TL&#8217;ye sat\u0131lm\u0131\u015ft\u0131r. Y\u00f6netim kurulu \u00fcyeleri, hem 2025 y\u0131l\u0131 genel faaliyetlerinden hem de bu sat\u0131\u015f i\u015flemlerinden dolay\u0131 ayr\u0131 ayr\u0131 ibra edilmi\u015ftir.<\/li>\n<\/ul>\n<h2>Hissedar Muhalefeti ve \u00d6nergeler<\/h2>\n<p>Toplant\u0131 s\u0131ras\u0131nda hissedar Ali \u0130hsan G\u00fcrcan taraf\u0131ndan sunulan 16 sayfal\u0131k muhalefet \u015ferhi ve \u00e7e\u015fitli \u00f6nergeler dikkat \u00e7ekmi\u015ftir. Hissedar\u0131n ba\u015fl\u0131ca itiraz ve talepleri \u015funlard\u0131r:<\/p>\n<ul>\n<li><b>\u0130bra S\u00fcre\u00e7leri:<\/b> Y\u00f6netim kurulu \u00fcyelerinin ibras\u0131n\u0131n toplu de\u011fil, her bir \u00fcye i\u00e7in tek tek ve &#8220;evet\/hay\u0131r\/\u00e7ekimser&#8221; oylar\u0131n say\u0131lmas\u0131 suretiyle yap\u0131lmas\u0131 talebi.<\/li>\n<li><b>\u015eeffafl\u0131k:<\/b> Denetim kurulu raporlar\u0131n\u0131n daha ayr\u0131nt\u0131l\u0131 olmas\u0131 ve ba\u011f\u0131ms\u0131z denetim \u015firketinin se\u00e7imi s\u00fcrecine dair ele\u015ftiriler.<\/li>\n<li><b>K\u00e2r Da\u011f\u0131t\u0131m\u0131:<\/b> K\u00e2r\u0131n da\u011f\u0131t\u0131lmamas\u0131 karar\u0131n\u0131n \u015firketin piyasa de\u011ferine ve hissedar haklar\u0131na etkisi \u00fczerine ele\u015ftiriler.<\/li>\n<li><b>Y\u00f6netim \u00dccretleri:<\/b> Belirlenen y\u00f6netim kurulu \u00fccretlerinin y\u00fcksekli\u011fine ve belirlenme y\u00f6ntemine dair itirazlar.<\/li>\n<\/ul>\n<p>Bu \u00f6nergelerin tamam\u0131, yap\u0131lan oylamalar sonucunda yakla\u015f\u0131k <b>140.453 TL<\/b> nominal de\u011ferli &#8220;ret&#8221; oyuna kar\u015f\u0131l\u0131k, <b>6.382.609.881,86 TL<\/b> nominal de\u011ferli &#8220;kabul&#8221; oyu ile (oy \u00e7oklu\u011fuyla) reddedilmi\u015ftir.<\/p>\n<button class=\"simplefavorite-button\" data-postid=\"1862\" data-siteid=\"1\" data-groupid=\"1\" data-favoritecount=\"0\" style=\"\">Favorile <i class=<\/button>","protected":false},"excerpt":{"rendered":"<p>Yap\u0131 Kredi 2025 Finansal Y\u0131l\u0131n\u0131 G\u00fc\u00e7l\u00fc Bir K\u00e2rl\u0131l\u0131kla Kapatt\u0131!<br \/>\nYap\u0131 Kredi\u2019nin 12 Mart 2026\u2019da ger\u00e7ekle\u015fen Ola\u011fan Genel Kurul Toplant\u0131s\u0131\u2019ndan \u00e7\u0131kan sonu\u00e7lar bankan\u0131n finansal g\u00fcc\u00fcn\u00fc bir kez daha teyit etti. 47 milyar TL&#8217;yi a\u015fan net d\u00f6nem k\u00e2r\u0131 ile dikkat \u00e7eken banka, b\u00fcy\u00fcme hedefleri ve uzun vadeli stratejileri do\u011frultusunda bu k\u00e2r\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131n\u0131 ola\u011fan\u00fcst\u00fc yedeklere aktarma karar\u0131 ald\u0131. Sosyal sorumluluk vizyonu kapsam\u0131nda 315 milyon TL&#8217;den fazla ba\u011f\u0131\u015f ger\u00e7ekle\u015ftiren Yap\u0131 Kredi, 2026 y\u0131l\u0131 i\u00e7in de s\u00fcrd\u00fcr\u00fclebilirlik ve ba\u011f\u0131ms\u0131z denetim s\u00fcre\u00e7lerinde yeni ad\u0131mlar\u0131n\u0131 belirledi. Bankan\u0131n yeni y\u00f6netim kadrosu ve gelecek d\u00f6nem finansal stratejileri hakk\u0131nda t\u00fcm detaylar blog yaz\u0131m\u0131zda!<\/p>\n","protected":false},"author":5,"featured_media":1860,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[302],"class_list":["post-1862","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel-kurul-notlari","tag-ykbnk"],"_links":{"self":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts\/1862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/comments?post=1862"}],"version-history":[{"count":2,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts\/1862\/revisions"}],"predecessor-version":[{"id":1878,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts\/1862\/revisions\/1878"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/media\/1860"}],"wp:attachment":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/media?parent=1862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/categories?post=1862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/tags?post=1862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}