{"id":2124,"date":"2026-04-17T13:45:16","date_gmt":"2026-04-17T10:45:16","guid":{"rendered":"https:\/\/tabildot.com.tr\/marketrisk\/?p=2124"},"modified":"2026-04-17T14:20:54","modified_gmt":"2026-04-17T11:20:54","slug":"111","status":"publish","type":"post","link":"https:\/\/tabildot.com.tr\/marketrisk\/2124","title":{"rendered":"\ud83d\udd34 AGESA 2025 y\u0131l\u0131 Ola\u011fan Genel Kurul Toplant\u0131 Notlar\u0131 | Agesa Hayat Ve Emeklilik &#8211; 23 Mart 2026"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\ud83d\udd34 AGESA 2025 y\u0131l\u0131 Ola\u011fan Genel Kurul Toplant\u0131 Notlar\u0131 | Agesa Hayat Ve Emeklilik - 23 Mart 2026\" width=\"858\" height=\"483\" src=\"https:\/\/www.youtube.com\/embed\/NimO8IFu9Og?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h1>AgeSA\u2019n\u0131n 2026 Vizyonu: Dev K\u00e2r, Stratejik D\u00f6n\u00fc\u015f\u00fcm ve 6 Kat Artan Sermaye Tavan\u0131<\/h1>\n<p>AgeSA Hayat ve Emeklilik A.\u015e.&#8217;nin 23 Mart 2026 tarihinde \u0130stanbul Be\u015fikta\u015f\u2019taki <b>Sabanc\u0131 Center (4. Levent)<\/b> adresinde ger\u00e7ekle\u015ftirdi\u011fi Ola\u011fan Genel Kurul toplant\u0131s\u0131, sadece bir \u00f6nceki y\u0131l\u0131n finansal karnesinin ibra edildi\u011fi rutin bir bulu\u015fma de\u011fil; \u015firketin \u00f6n\u00fcm\u00fczdeki on y\u0131l\u0131na damga vuracak stratejik bir &#8220;yeniden konumlanma&#8221; manifestosu niteli\u011findeydi. 2025 y\u0131l\u0131n\u0131 rekor bir k\u00e2rl\u0131l\u0131kla kapatan y\u00f6netim, bu ba\u015far\u0131y\u0131 sadece temett\u00fc ile ta\u00e7land\u0131rmakla kalmad\u0131; faaliyet alan\u0131n\u0131 geni\u015fleten ve sermaye tavan\u0131n\u0131 devasa \u00f6l\u00e7\u00fcde art\u0131ran kararlarla AgeSA\u2019n\u0131n yeni rotas\u0131n\u0131 finansal bir z\u0131rhla tahkim etti.<\/p>\n<h2>Stratejik Hamle: Sa\u011fl\u0131k Sigortac\u0131l\u0131\u011f\u0131nda Yeni D\u00f6nem<\/h2>\n<p>Genel Kurul\u2019un en kritik g\u00fcndem maddelerinden biri, \u015firketin Esas S\u00f6zle\u015fmesi\u2019nin 3. maddesinde yap\u0131lan ve faaliyet alan\u0131n\u0131 k\u00f6kten de\u011fi\u015ftiren tadil tasar\u0131s\u0131yd\u0131. \u015eirket, 30 Nisan 2025 tarihinde SEDDK\u2019dan ald\u0131\u011f\u0131 ruhsat onay\u0131yla asl\u0131nda bu d\u00f6n\u00fc\u015f\u00fcm\u00fcn yasal temelini bir y\u0131l \u00f6nceden atm\u0131\u015ft\u0131. Bu Genel Kurul ile birlikte, sa\u011fl\u0131k sigortac\u0131l\u0131\u011f\u0131na giri\u015f resmen tescillenmi\u015f oldu. Bu hamle, y\u00f6netimin agresif b\u00fcy\u00fcme i\u015ftah\u0131n\u0131 ve m\u00fc\u015fterilerinin t\u00fcm ya\u015fam d\u00f6ng\u00fcs\u00fcndeki risklerini y\u00f6netme stratejisini kan\u0131tl\u0131yor.<\/p>\n<p>&#8220;\u015eirketin amac\u0131 ve i\u015fletme konusu T\u00fcrkiye\u2019de ve yabanc\u0131 memleketlerde Bireysel Emeklilik Kanunu ve ilgili mevzuat h\u00fck\u00fcmleri \u00e7er\u00e7evesinde bireysel emeklilik, hayat sigortalar\u0131 ve hastal\u0131k\/sa\u011fl\u0131k sigortalar\u0131 ile ilgili olarak her t\u00fcrl\u00fc hayat, ferdi kaza, \u00f6l\u00fcm, maluliyet, hastal\u0131k\/sa\u011fl\u0131k sigortalar\u0131&#8230; y\u00fcr\u00fcrl\u00fckteki kanunlara uygun olarak bireysel emeklilik ve hayat sigorta ile hastal\u0131k\/sa\u011fl\u0131k sigorta \u015firketlerinin alanlar\u0131na giren her t\u00fcrl\u00fc sigorta, reas\u00fcrans i\u015flemleri ile u\u011fra\u015fmakt\u0131r.&#8221;<\/p>\n<h2>Finansal Tahkimat: Kay\u0131tl\u0131 Sermaye Tavan\u0131nda 6 Katl\u0131k Art\u0131\u015f<\/h2>\n<p>Analist perspektifiyle bak\u0131ld\u0131\u011f\u0131nda, toplant\u0131n\u0131n en &#8220;kasl\u0131&#8221; karar\u0131 sermaye yap\u0131s\u0131nda g\u00f6r\u00fcld\u00fc. Esas S\u00f6zle\u015fme\u2019nin 6. maddesinde yap\u0131lan de\u011fi\u015fiklikle, \u015firketin kay\u0131tl\u0131 sermaye tavan\u0131 <b>tam 6 kat\u0131na (veya %500 art\u0131\u015fla)<\/b> \u00e7\u0131kar\u0131ld\u0131.<\/p>\n<ul>\n<li><b>Mevcut Sermaye Tavan\u0131:<\/b> 500.000.000,00 TL<\/li>\n<li><b>Yeni Sermaye Tavan\u0131 (2026-2030):<\/b> 3.000.000.000,00 TL<\/li>\n<\/ul>\n<p>Bu 3 milyar TL&#8217;lik yeni tavan, AgeSA\u2019n\u0131n \u00f6n\u00fcm\u00fczdeki be\u015f y\u0131ll\u0131k d\u00f6nemde (2026-2030) yapabilece\u011fi bedelsiz sermaye art\u0131r\u0131mlar\u0131 veya nakit sermaye giri\u015fleri i\u00e7in devasa bir oyun alan\u0131 tan\u0131ml\u0131yor. Bu \u00f6l\u00e7ekteki bir art\u0131\u015f, \u015firketin sa\u011fl\u0131k bran\u015f\u0131ndaki yeni yolculu\u011funda olas\u0131 inorganik b\u00fcy\u00fcme (portf\u00f6y sat\u0131n al\u0131mlar\u0131 gibi) f\u0131rsatlar\u0131 i\u00e7in finansal m\u00fchimmat\u0131n\u0131 haz\u0131r tuttu\u011funu g\u00f6steriyor.<\/p>\n<h2>5,55 Milyar TL K\u00e2r ve Ola\u011fan\u00fcst\u00fc Yedek Ak\u00e7e Stratejisi<\/h2>\n<p>AgeSA, 2025 mali y\u0131l\u0131nda <b>5.555.079.234,00 TL<\/b> gibi tarihi bir net d\u00f6nem k\u00e2r\u0131na imza att\u0131. \u015eirket, bu k\u00e2r\u0131n 1.250.000.000,00 TL tutar\u0131ndaki k\u0131sm\u0131n\u0131 br\u00fct k\u00e2r pay\u0131 olarak da\u011f\u0131tma karar\u0131 al\u0131rken, \u00f6demelerin <b>25 Mart 2026<\/b> itibar\u0131yla ba\u015flayaca\u011f\u0131n\u0131 duyurdu.<\/p>\n<p>Ancak stratejik derinlik, k\u00e2r\u0131n da\u011f\u0131t\u0131lmayan k\u0131sm\u0131nda sakl\u0131. \u015eirket, net k\u00e2r\u0131n \u00e7ok b\u00fcy\u00fck bir b\u00f6l\u00fcm\u00fcn\u00fc, yani <b>4.180.979.234,00 TL<\/b> tutar\u0131n\u0131 &#8220;Ola\u011fan\u00fcst\u00fc Yedek Ak\u00e7e&#8221; olarak b\u00fcnyesinde b\u0131rakt\u0131. Bu rakam, sadece ekonomik dalgalanmalara kar\u015f\u0131 bir kalkan de\u011fil, ayn\u0131 zamanda yeni a\u00e7\u0131lan sa\u011fl\u0131k bran\u015f\u0131 ve artan sermaye tavan\u0131 vizyonunu destekleyecek olan &#8220;\u00f6zkaynak motoru&#8221;dur.<\/p>\n<h2>Ata\u015fehir\u2019e Stratejik G\u00f6\u00e7: Finans\u0131n Kalbine D\u00f6n\u00fc\u015f<\/h2>\n<p>\u015eirketin vizyoner d\u00f6n\u00fc\u015f\u00fcm\u00fc, genel merkez adresinin \u00dcmraniye\u2019den Ata\u015fehir\u2019e ta\u015f\u0131nmas\u0131yla fiziksel bir kimlik de kazand\u0131. Esas S\u00f6zle\u015fme\u2019nin 4. maddesindeki de\u011fi\u015fiklikle \u015firket merkezi resmi olarak <b>Barbaros Mahallesi, Ihlamur Bulvar\u0131, Ata\u015fehir\/\u0130stanbul<\/b> adresine nakledildi. \u0130stanbul Finans Merkezi&#8217;nin hemen yan\u0131 ba\u015f\u0131ndaki bu yeni konum, AgeSA&#8217;n\u0131n sekt\u00f6r\u00fcn ekosistemiyle daha entegre ve dinamik bir yap\u0131da rekabet etme arzusunun fiziksel bir yans\u0131mas\u0131d\u0131r.<\/p>\n<h2>Pay Geri Al\u0131m\u0131nda %1 E\u015fi\u011fi ve Piyasaya Verilen G\u00fcven<\/h2>\n<p>Y\u00f6netimin kendi hisselerine olan g\u00fcveni, pay geri al\u0131m program\u0131n\u0131n detaylar\u0131nda teyit edildi. 2025 y\u0131l\u0131 i\u00e7erisinde <b>36.000 TL nominal de\u011ferli<\/b> pay, pay ba\u015f\u0131 ortalama <b>125,53 TL<\/b> fiyattan geri al\u0131nd\u0131. Bu al\u0131mlarla birlikte, toplam geri al\u0131nan paylar\u0131n sermayeye oran\u0131 <b>%0,96<\/b> seviyesine ula\u015farak %1 e\u015fi\u011fine dayand\u0131. Bu durum, piyasa konjonkt\u00fcr\u00fc ne olursa olsun y\u00f6netimin hisse de\u011ferini destekleme ve yat\u0131r\u0131mc\u0131y\u0131 koruma konusundaki kararl\u0131l\u0131\u011f\u0131n\u0131 teknik olarak tescilliyor.<\/p>\n<h2>Sonu\u00e7: Bir Sigorta Devinin Kabuk De\u011fi\u015fimi<\/h2>\n<p>Sa\u011fl\u0131k sigortac\u0131l\u0131\u011f\u0131na at\u0131lan cesur ad\u0131m, 3 milyar TL\u2019lik sermaye tavan\u0131 ve 4,18 milyar TL\u2019lik devasa yedek ak\u00e7e rezerviyle AgeSA, 2026 y\u0131l\u0131na bir &#8220;emeklilik \u015firketi&#8221; olman\u0131n \u00f6tesine ge\u00e7erek kapsaml\u0131 bir &#8220;finansal g\u00fcvence devi&#8221; olarak giriyor. \u015eirketin bu finansal tahkimat\u0131, inorganik b\u00fcy\u00fcme sinyallerini her zamankinden daha g\u00fc\u00e7l\u00fc veriyor.<\/p>\n<p>Peki, AgeSA&#8217;n\u0131n sa\u011fl\u0131k bran\u015f\u0131na giri\u015fi ve bu devasa sermaye rezervi, T\u00fcrkiye sigorta sekt\u00f6r\u00fcndeki pazar pay\u0131 dengelerini ve rekabet stratejilerini nas\u0131l de\u011fi\u015ftirecek?<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<h1>AgeSA Hayat ve Emeklilik A.\u015e. 2025 Y\u0131l\u0131 Ola\u011fan Genel Kurul De\u011ferlendirme Raporu<\/h1>\n<h2>Y\u00f6netici \u00d6zeti<\/h2>\n<p>AgeSA Hayat ve Emeklilik A.\u015e.\u2019nin 23 Mart 2026 tarihinde ger\u00e7ekle\u015ftirilen 2025 y\u0131l\u0131 Ola\u011fan Genel Kurul Toplant\u0131s\u0131, \u015firketin finansal g\u00fcc\u00fcn\u00fc teyit etti\u011fi ve stratejik geni\u015fleme kararlar\u0131 ald\u0131\u011f\u0131 kritik bir d\u00f6n\u00fcm noktas\u0131d\u0131r. 2025 y\u0131l\u0131 faaliyetleri sonucunda elde edilen <b>5.555.079.234,00 TL<\/b> net d\u00f6nem k\u00e2r\u0131, \u015firketin operasyonel ba\u015far\u0131s\u0131n\u0131 ortaya koymaktad\u0131r. Bu ba\u015far\u0131n\u0131n bir sonucu olarak, ortaklara toplam br\u00fct <b>1,25 milyar TL<\/b> k\u00e2r pay\u0131 da\u011f\u0131t\u0131lmas\u0131 kararla\u015ft\u0131r\u0131lm\u0131\u015ft\u0131r.<\/p>\n<p>Toplant\u0131da al\u0131nan en stratejik kararlar aras\u0131nda, \u015firketin faaliyet alan\u0131n\u0131n hastal\u0131k ve sa\u011fl\u0131k sigortac\u0131l\u0131\u011f\u0131n\u0131 kapsayacak \u015fekilde geni\u015fletilmesi ve kay\u0131tl\u0131 sermaye tavan\u0131n\u0131n <b>500 milyon TL&#8217;den 3 milyar TL&#8217;ye<\/b> \u00e7\u0131kar\u0131lmas\u0131 yer almaktad\u0131r. Ayr\u0131ca, y\u00f6netim kurulunda bayrak de\u011fi\u015fimi ya\u015fanm\u0131\u015f, Emre \u00c7ift\u2019in \u00fcyeli\u011fi onaylanm\u0131\u015f ve 2027 y\u0131l\u0131na kadar g\u00f6rev yapacak yeni y\u00f6netim kurulu kadrosu belirlenmi\u015ftir. \u015eirket, kurumsal y\u00f6netim ilkeleri ve s\u00fcrd\u00fcr\u00fclebilirlik raporlamas\u0131 (TSRS) konular\u0131ndaki uyumuyla \u015feffafl\u0131k vizyonunu g\u00fc\u00e7lendirmi\u015ftir.<\/p>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h2>1. Finansal Performans ve K\u00e2r Da\u011f\u0131t\u0131m Stratejisi<\/h2>\n<p>\u015eirketin 2025 mali y\u0131l\u0131ndaki finansal sonu\u00e7lar\u0131, b\u00fcy\u00fcme ivmesinin korundu\u011funu g\u00f6stermektedir. Bu kapsamda k\u00e2r\u0131n da\u011f\u0131t\u0131m\u0131 ve yedek ak\u00e7elere ayr\u0131lmas\u0131 s\u00fcreci \u015fu \u015fekilde yap\u0131land\u0131r\u0131lm\u0131\u015ft\u0131r:<\/p>\n<ul>\n<li><b>Net D\u00f6nem K\u00e2r\u0131:<\/b> 5.555.079.234,00 TL.<\/li>\n<li><b>Temett\u00fc Da\u011f\u0131t\u0131m\u0131:<\/b> Toplam br\u00fct 1.250.000.000,00 TL k\u00e2r pay\u0131 nakden da\u011f\u0131t\u0131lacakt\u0131r (\u00d6deme ba\u015flang\u0131c\u0131: 25 Mart 2026).<\/li>\n<li><b>Yedek Ak\u00e7e Tahsisat\u0131:<\/b>\n<ul>\n<li><b>Genel Kanuni Yedek Ak\u00e7e:<\/b> 124.100.000,00 TL.<\/li>\n<li><b>Ola\u011fan\u00fcst\u00fc Yedek Ak\u00e7e:<\/b> 4.180.979.234,00 TL (Kalan tutar).<\/li>\n<\/ul>\n<\/li>\n<li><b>K\u00e2r Pay\u0131 Avans\u0131:<\/b> Y\u00f6netim Kurulu, 2026 y\u0131l\u0131 hesap d\u00f6nemi ile s\u0131n\u0131rl\u0131 olmak \u00fczere k\u00e2r pay\u0131 avans\u0131 da\u011f\u0131tma konusunda yetkilendirilmi\u015ftir.<\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h2>2. Stratejik Esas S\u00f6zle\u015fme De\u011fi\u015fiklikleri<\/h2>\n<p>Genel Kurul\u2019da kabul edilen Esas S\u00f6zle\u015fme tadilleri, \u015firketin hem operasyonel hem de finansal yap\u0131s\u0131nda \u00f6nemli g\u00fcncellemeler \u00f6ng\u00f6rmektedir:<\/p>\n<h3>Faaliyet Alan\u0131n\u0131n Geni\u015fletilmesi (Madde 3)<\/h3>\n<p>\u015eirket, mevcut bireysel emeklilik ve hayat sigortas\u0131 portf\u00f6y\u00fcne ek olarak <b>hastal\u0131k ve sa\u011fl\u0131k sigortas\u0131<\/b> bran\u015flar\u0131nda da faaliyet g\u00f6stermek \u00fczere ruhsat alm\u0131\u015ft\u0131r. Bu do\u011frultuda ama\u00e7 ve konu maddesi, her t\u00fcrl\u00fc hastal\u0131k\/sa\u011fl\u0131k sigortas\u0131 ve reas\u00fcrans i\u015flemlerini kapsayacak \u015fekilde g\u00fcncellenmi\u015ftir.<\/p>\n<h3>Kay\u0131tl\u0131 Sermaye Tavan\u0131 Art\u0131r\u0131m\u0131 (Madde 6)<\/h3>\n<p>\u015eirketin b\u00fcy\u00fcme potansiyelini desteklemek amac\u0131yla sermaye yap\u0131s\u0131nda k\u00f6kl\u00fc bir de\u011fi\u015fikli\u011fe gidilmi\u015ftir:<\/p>\n<ul>\n<li><b>Eski Tavan:<\/b> 500.000.000,00 TL.<\/li>\n<li><b>Yeni Tavan:<\/b> 3.000.000.000,00 TL.<\/li>\n<li><b>Ge\u00e7erlilik S\u00fcresi:<\/b> 2026-2030 y\u0131llar\u0131 (5 y\u0131l).<\/li>\n<\/ul>\n<h3>Genel Merkez Adres De\u011fi\u015fikli\u011fi (Madde 4)<\/h3>\n<p>\u015eirket merkezinin \u00dcmraniye&#8217;den Ata\u015fehir&#8217;e ta\u015f\u0131nd\u0131\u011f\u0131 tescil edilmi\u015ftir:<\/p>\n<ul>\n<li><b>Yeni Adres:<\/b> Barbaros Mahallesi Ihlamur Bulvar\u0131 No:3c \u0130\u00e7 Kap\u0131 No:229 Ata\u015fehir-\u0130stanbul.<\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h2>3. Y\u00f6netim Kurulu ve Kurumsal Y\u00f6netim<\/h2>\n<p>2026 y\u0131l\u0131 faaliyetlerinin g\u00f6r\u00fc\u015f\u00fclece\u011fi 2027 Genel Kurulu&#8217;na kadar g\u00f6rev yapmak \u00fczere se\u00e7ilen Y\u00f6netim Kurulu yap\u0131s\u0131 ve \u00fcyelere y\u00f6nelik kararlar \u015f\u00f6yledir:<\/p>\n<table border=\"1\">\n<tbody>\n<tr>\n<td>G\u00f6rev \/ Stat\u00fc<\/td>\n<td>\u0130simler<\/td>\n<\/tr>\n<tr>\n<td><b>Y\u00f6netim Kurulu Ba\u015fkan\u0131<\/b><\/td>\n<td>Sabri Hakan Binba\u015fgil<\/td>\n<\/tr>\n<tr>\n<td><b>Y\u00f6netim Kurulu \u00dcyesi \/ Genel M\u00fcd\u00fcr<\/b><\/td>\n<td>Mustafa F\u0131rat Kuruca<\/td>\n<\/tr>\n<tr>\n<td><b>Ba\u011f\u0131ms\u0131z \u00dcyeler<\/b><\/td>\n<td>Fatma Dilek Yard\u0131m, H\u00fcseyin G\u00fcrer<\/td>\n<\/tr>\n<tr>\n<td><b>Di\u011fer \u00dcyeler<\/b><\/td>\n<td>Ben Karel E. Coumans, Emmanuel Gerard C. Van Grimbergen, Karolien Gielen, Ecem Nalbantgil, Fuat \u00d6ks\u00fcz, Emre \u00c7ift<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><b>\u00d6nemli Notlar:<\/b><\/p>\n<ul>\n<li>Hatice Burcu Civelek Y\u00fcce\u2019nin istifas\u0131yla bo\u015falan \u00fcyeli\u011fe <b>Emre \u00c7ift<\/b>\u2019in atanmas\u0131 onaylanm\u0131\u015ft\u0131r.<\/li>\n<li><b>\u00dccretlendirme:<\/b> Ba\u011f\u0131ms\u0131z \u00fcyeler ile Ecem Nalbantgil ve Fuat \u00d6ks\u00fcz\u2019e ayl\u0131k br\u00fct <b>180.000 TL<\/b> \u00fccret \u00f6denmesine, di\u011fer \u00fcyelere \u00fccret \u00f6denmemesine karar verilmi\u015ftir.<\/li>\n<li>Y\u00f6netim Kurulu \u00fcyeleri 2025 y\u0131l\u0131 faaliyetlerinden dolay\u0131 ibra edilmi\u015ftir.<\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h2>4. Geri Al\u0131m Program\u0131 ve Ba\u011f\u0131\u015f Politikas\u0131<\/h2>\n<h3>Pay Geri Al\u0131m \u0130\u015flemleri<\/h3>\n<p>10 Nisan 2026 tarihine kadar ge\u00e7erli olan program kapsam\u0131nda sa\u011flanan g\u00fcncel veriler:<\/p>\n<ul>\n<li><b>2025 Y\u0131l\u0131 Geri Al\u0131m:<\/b> 36.000 TL nominal de\u011ferli pay, ortalama 125,53 TL fiyattan (Toplam 4.519.200 TL) geri al\u0131nm\u0131\u015ft\u0131r.<\/li>\n<li><b>K\u00fcm\u00fclatif Durum:<\/b> Geri al\u0131nan paylar\u0131n sermayeye oran\u0131 <b>%0,96<\/b>&#8216;ya ula\u015fm\u0131\u015ft\u0131r. \u0130\u015flemler \u015firketin \u00f6z kaynaklar\u0131ndan finanse edilmi\u015ftir.<\/li>\n<\/ul>\n<h3>Ba\u011f\u0131\u015f ve Yard\u0131mlar<\/h3>\n<ul>\n<li><b>2025 Toplam Ba\u011f\u0131\u015f:<\/b> 381.284.275,89 TL (Bu tutar\u0131n 376.799.426,00 TL&#8217;si Hac\u0131 \u00d6mer Sabanc\u0131 Vakf\u0131&#8217;na yap\u0131lm\u0131\u015ft\u0131r). Di\u011fer yararlan\u0131c\u0131lar aras\u0131nda F\u0131rat \u00dcniversitesi, T\u00fcrk E\u011fitim Vakf\u0131 ve Bo\u011fazi\u00e7i \u00dcniversitesi Vakf\u0131 bulunmaktad\u0131r.<\/li>\n<li><b>2026 Ba\u011f\u0131\u015f S\u0131n\u0131r\u0131:<\/b> Esas S\u00f6zle\u015fme&#8217;nin 42. maddesi kapsam\u0131ndaki ba\u011f\u0131\u015flar hari\u00e7 olmak \u00fczere <b>20.000.000 TL<\/b> olarak belirlenmi\u015ftir.<\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h2>5. Denetim ve S\u00fcrd\u00fcr\u00fclebilirlik Uyumu<\/h2>\n<ul>\n<li><b>Ba\u011f\u0131ms\u0131z Denet\u00e7i:<\/b> 2026 y\u0131l\u0131 finansal tablo denetimleri ve TSRS uyumlu s\u00fcrd\u00fcr\u00fclebilirlik raporu g\u00fcvence denetimi i\u00e7in <b>DRT Ba\u011f\u0131ms\u0131z Denetim ve Serbest Muhasebeci Mali M\u00fc\u015favirlik A.\u015e. (Deloitte)<\/b> 1 y\u0131l s\u00fcreyle se\u00e7ilmi\u015ftir.<\/li>\n<li><b>S\u00fcrd\u00fcr\u00fclebilirlik Raporu:<\/b> 2024 y\u0131l\u0131na ait T\u00fcrkiye S\u00fcrd\u00fcr\u00fclebilirlik Raporlama Standartlar\u0131 (TSRS) uyumlu rapor Genel Kurul taraf\u0131ndan onaylanm\u0131\u015f ve tasdik edilmi\u015ftir.<\/li>\n<\/ul>\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<\/p>\n<h2>6. \u00d6ne \u00c7\u0131kan Di\u011fer Hususlar<\/h2>\n<ul>\n<li><b>\u0130li\u015fkili Taraf \u0130\u015flemleri:<\/b> 2025 y\u0131l\u0131 i\u00e7erisinde kurumsal y\u00f6netim ilkeleri \u00e7er\u00e7evesinde bilgilendirme gerektiren \u00f6nemli bir i\u015flem olmad\u0131\u011f\u0131 beyan edilmi\u015ftir.<\/li>\n<li><b>TTK 395 ve 396 Yetkilendirmesi:<\/b> Y\u00f6netim Kurulu ba\u015fkan ve \u00fcyelerine, T\u00fcrk Ticaret Kanunu\u2019nun rekabet yasa\u011f\u0131 ve \u015firketle i\u015flem yapma yasa\u011f\u0131na ili\u015fkin maddeleri kapsam\u0131nda gerekli izinler verilmi\u015ftir.<\/li>\n<li><b>Kat\u0131l\u0131m:<\/b> Toplant\u0131, 180 milyon TL toplam sermayenin yakla\u015f\u0131k 152,4 milyon TL&#8217;lik k\u0131sm\u0131n\u0131n (asaleten ve temsilen) kat\u0131l\u0131m\u0131yla, yasal nisap sa\u011flanarak ger\u00e7ekle\u015ftirilmi\u015ftir.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<div class=\"paragraph is-rich-chat-ui heading2 ng-star-inserted\" role=\"heading\" data-start-index=\"5247\" aria-level=\"2\"><span class=\"ng-star-inserted\" data-start-index=\"5247\">S\u00f6zl\u00fck<\/span><\/div>\n<ul class=\"ng-star-inserted\">\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"5271\"><b class=\"ng-star-inserted\" data-start-index=\"5271\">Ba\u011f\u0131ms\u0131z Denet\u00e7i:<\/b><span class=\"ng-star-inserted\" data-start-index=\"5288\">\u00a0\u015eirketin finansal tablo ve raporlar\u0131n\u0131 yasal mevzuat \u00e7er\u00e7evesinde inceleyen, tarafs\u0131z g\u00f6r\u00fc\u015f sunan yetkili kurulu\u015f (\u00d6rn: DRT Ba\u011f\u0131ms\u0131z Denetim).<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"5431\"><b class=\"ng-star-inserted\" data-start-index=\"5431\">Esas S\u00f6zle\u015fme:<\/b><span class=\"ng-star-inserted\" data-start-index=\"5445\">\u00a0Bir anonim \u015firketin unvan\u0131n\u0131, amac\u0131n\u0131, sermayesini ve i\u015fleyi\u015f kurallar\u0131n\u0131 belirleyen temel yasal belge.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"5549\"><b class=\"ng-star-inserted\" data-start-index=\"5549\">\u0130bra:<\/b><span class=\"ng-star-inserted\" data-start-index=\"5554\">\u00a0Genel Kurul&#8217;un, Y\u00f6netim Kurulu \u00fcyelerinin ilgili faaliyet y\u0131l\u0131ndaki i\u015flemlerini uygun bularak onlar\u0131 sorumluluktan kurtarmas\u0131 i\u015flemi.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"5688\"><b class=\"ng-star-inserted\" data-start-index=\"5688\">K\u00e2r Pay\u0131 Avans\u0131:<\/b><span class=\"ng-star-inserted\" data-start-index=\"5704\">\u00a0Y\u0131l sonu k\u00e2r\u0131 olu\u015fmadan \u00f6nce, beklenen k\u00e2rdan mahsup edilmek \u00fczere ortaklara yap\u0131lan \u00f6n \u00f6deme.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"5799\"><b class=\"ng-star-inserted\" data-start-index=\"5799\">Kay\u0131tl\u0131 Sermaye Tavan\u0131:<\/b><span class=\"ng-star-inserted\" data-start-index=\"5822\">\u00a0Bir anonim \u015firketin, esas s\u00f6zle\u015fme de\u011fi\u015fikli\u011fine gerek kalmaks\u0131z\u0131n Y\u00f6netim Kurulu karar\u0131yla sermayesini art\u0131rabilece\u011fi en y\u00fcksek s\u0131n\u0131r.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"5958\"><b class=\"ng-star-inserted\" data-start-index=\"5958\">MKK (Merkezi Kay\u0131t Kurulu\u015fu):<\/b><span class=\"ng-star-inserted\" data-start-index=\"5987\">\u00a0Sermaye piyasas\u0131 ara\u00e7lar\u0131n\u0131n kaydile\u015ftirildi\u011fi ve bu ara\u00e7lara ili\u015fkin haklar\u0131n izlendi\u011fi merkezi kurum.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"6091\"><b class=\"ng-star-inserted\" data-start-index=\"6091\">Nisap:<\/b><span class=\"ng-star-inserted\" data-start-index=\"6097\">\u00a0Bir toplant\u0131n\u0131n a\u00e7\u0131labilmesi veya karar al\u0131nabilmesi i\u00e7in gerekli olan asgari \u00fcye veya pay say\u0131s\u0131.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"6196\"><b class=\"ng-star-inserted\" data-start-index=\"6196\">\u00d6rt\u00fcl\u00fc Kazan\u00e7 Aktar\u0131m\u0131:<\/b><span class=\"ng-star-inserted\" data-start-index=\"6219\">\u00a0\u015eirket kaynaklar\u0131n\u0131n, ili\u015fkili taraflara piyasa rayicinden farkl\u0131 bedellerle aktar\u0131lmas\u0131 yoluyla k\u00e2r\u0131n azalt\u0131lmas\u0131na y\u00f6nelik hukuka ayk\u0131r\u0131 i\u015flem.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"6365\"><b class=\"ng-star-inserted\" data-start-index=\"6365\">Reas\u00fcrans:<\/b><span class=\"ng-star-inserted\" data-start-index=\"6375\">\u00a0Sigorta \u015firketlerinin \u00fczerlerindeki riskleri tekrar sigortalatarak ba\u015fka \u015firketlere devretmesi i\u015flemi.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"6478\"><b class=\"ng-star-inserted\" data-start-index=\"6478\">Retrosesyon:<\/b><span class=\"ng-star-inserted\" data-start-index=\"6490\">\u00a0Reas\u00fcrans \u015firketinin kabul etti\u011fi riskin bir k\u0131sm\u0131n\u0131 tekrar ba\u015fka bir reas\u00fcrans \u015firketine devretmesi.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"6592\"><b class=\"ng-star-inserted\" data-start-index=\"6592\">TSRS (T\u00fcrkiye S\u00fcrd\u00fcr\u00fclebilirlik Raporlama Standartlar\u0131):<\/b><span class=\"ng-star-inserted\" data-start-index=\"6648\">\u00a0\u015eirketlerin \u00e7evresel, sosyal ve y\u00f6neti\u015fimsel performanslar\u0131n\u0131 raporlarken uymakla y\u00fck\u00fcml\u00fc olduklar\u0131 ulusal standartlar.<\/span><\/li>\n<li class=\"paragraph list-item is-rich-chat-ui normal ng-star-inserted\" data-start-index=\"6768\"><b class=\"ng-star-inserted\" data-start-index=\"6768\">Yedek Ak\u00e7e:<\/b><span class=\"ng-star-inserted\" data-start-index=\"6779\">\u00a0\u015eirketin kar\u015f\u0131la\u015fabilece\u011fi olas\u0131 zararlar\u0131 kar\u015f\u0131lamak veya ola\u011fan\u00fcst\u00fc durumlar i\u00e7in ay\u0131rd\u0131\u011f\u0131 k\u00e2r pay\u0131 (Kanuni ve Ola\u011fan\u00fcst\u00fc olarak ikiye ayr\u0131l\u0131r).<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>AgeSA 2025 Y\u0131l\u0131nda Rekor K\u00e2r ve Yeni Stratejik Ad\u0131mlarla B\u00fcy\u00fcmesini S\u00fcrd\u00fcrd\u00fc<br \/>\nAgeSA Hayat ve Emeklilik\u2019in 23 Mart 2026 tarihinde ger\u00e7ekle\u015fen Ola\u011fan Genel Kurul Toplant\u0131s\u0131\u2019nda, \u015firketin 2025 y\u0131l\u0131na ait g\u00fc\u00e7l\u00fc finansal tablosu netle\u015fti<br \/>\n. 5,5 milyar TL\u2019yi a\u015fan net d\u00f6nem k\u00e2r\u0131 ile dikkat \u00e7eken AgeSA, yat\u0131r\u0131mc\u0131lar\u0131na toplamda 1,25 milyar TL br\u00fct k\u00e2r pay\u0131 da\u011f\u0131tma karar\u0131 ald\u0131<br \/>\n.<br \/>\n\u015eirket sadece finansal sonu\u00e7lar\u0131yla de\u011fil, ayn\u0131 zamanda operasyonel geni\u015flemesiyle de \u00f6ne \u00e7\u0131kt\u0131; 2025 y\u0131l\u0131nda al\u0131nan hastal\u0131k ve sa\u011fl\u0131k sigortac\u0131l\u0131\u011f\u0131 ruhsat\u0131, AgeSA\u2019n\u0131n \u00fcr\u00fcn portf\u00f6y\u00fcn\u00fc zenginle\u015ftirme stratejisinin kritik bir par\u00e7as\u0131 oldu<br \/>\n. Ayr\u0131ca, gelecek d\u00f6nemi kapsayan kay\u0131tl\u0131 sermaye tavan\u0131n\u0131n 3 milyar TL\u2019ye y\u00fckseltilmesi, \u015firketin b\u00fcy\u00fcme potansiyeline olan g\u00fcveni simgeliyor<br \/>\n.<br \/>\nGeri al\u0131m programlar\u0131 ve s\u00fcrd\u00fcr\u00fclebilirlik raporlamalar\u0131yla \u015feffafl\u0131k vizyonunu g\u00fc\u00e7lendiren AgeSA, 2026 y\u0131l\u0131na \u00e7ok daha g\u00fc\u00e7l\u00fc bir sermaye yap\u0131s\u0131 ve geni\u015fleyen bir hizmet yelpazesiyle giriyor<br \/>\n.<\/p>\n","protected":false},"author":8,"featured_media":1860,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[25],"tags":[252],"class_list":["post-2124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel-kurul-notlari","tag-agesa"],"_links":{"self":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts\/2124","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/comments?post=2124"}],"version-history":[{"count":1,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts\/2124\/revisions"}],"predecessor-version":[{"id":2126,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/posts\/2124\/revisions\/2126"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/media\/1860"}],"wp:attachment":[{"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/media?parent=2124"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/categories?post=2124"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tabildot.com.tr\/marketrisk\/wp-json\/wp\/v2\/tags?post=2124"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}