{"id":180,"date":"2026-06-13T13:08:02","date_gmt":"2026-06-13T10:08:02","guid":{"rendered":"https:\/\/tabildot.com.tr\/tv\/?p=180"},"modified":"2026-06-13T13:10:49","modified_gmt":"2026-06-13T10:10:49","slug":"%f0%9f%94%b5-halkb-2026-03-faaliyet-raporu-analizi-turkiye-halk-bankasi-a-s-halkbankin-rekor-kari-ve-se","status":"publish","type":"post","link":"https:\/\/tabildot.com.tr\/tv\/arsivler\/180","title":{"rendered":"\ud83d\udd35 HALKB 2026-03 Faaliyet Raporu Analizi | T\u00fcrkiye Halk Bankas\u0131 A.\u015e. (Halkbank&#8217;\u0131n Rekor K\u00e2r\u0131 ve Se&#8230;"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"\ud83d\udd35 HALKB 2026-03 Faaliyet Raporu Analizi | T\u00fcrkiye Halk Bankas\u0131 A.\u015e. (Halkbank&amp;apos;\u0131n Rekor K\u00e2r\u0131 ve Se...\" width=\"858\" height=\"644\" src=\"https:\/\/www.youtube.com\/embed\/SzFgRflnCxA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>Halkbank Finansal Oran Analizi ve De\u011ferlendirmeler \u2022 Piyasa De\u011feri: Bankan\u0131n toplam \u00e7\u0131kar\u0131lm\u0131\u015f sermayesi olan 7.184.778.041,96 adet hisse ile 45,56 TL birim fiyat \u00e7arp\u0131ld\u0131\u011f\u0131nda piyasa de\u011feri yakla\u015f\u0131k 327,34 Milyar TL olarak hesaplanmaktad\u0131r \u2022 Net D\u00f6nem Kar\u0131: 2026 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde banka 9.946 Milyon TL net d\u00f6nem kar\u0131 a\u00e7\u0131klam\u0131\u015ft\u0131r \u2022 Y\u0131ll\u0131k Net Kar De\u011fi\u015fimi: 2025 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011findeki 7.263 Milyon TL kar rakam\u0131na oranla net karda %36,9 oran\u0131nda g\u00fc\u00e7l\u00fc bir art\u0131\u015f ya\u015fanm\u0131\u015ft\u0131r \u2022 F\/K (Fiyat\/Kazan\u00e7) Oran\u0131: \u0130lk \u00e7eyrek kar\u0131 y\u0131ll\u0131kland\u0131r\u0131ld\u0131\u011f\u0131nda (9.946 x 4) tahmini y\u0131ll\u0131k kar 39.784 Milyon TL olmaktad\u0131r. Bu durumda F\/K oran\u0131 yakla\u015f\u0131k 8,23 seviyesindedir. Bu oran, yat\u0131r\u0131mc\u0131lar\u0131n bankan\u0131n elde etti\u011fi her 1 TL&#8217;lik kar i\u00e7in 8,23 TL \u00f6demeye raz\u0131 oldu\u011funu g\u00f6stermektedir \u2022 Defter De\u011feri: Toplam \u00f6zkaynaklar\u0131n (231.080 Milyon TL) toplam hisse adedine b\u00f6l\u00fcnmesiyle hisse ba\u015f\u0131 defter de\u011feri 32,16 TL olarak bulunmaktad\u0131r \u2022 PD\/DD (Piyasa De\u011feri \/ Defter De\u011feri): 45,56 TL hisse fiyat\u0131n\u0131n 32,16 TL defter de\u011ferine b\u00f6l\u00fcnmesiyle PD\/DD oran\u0131 1,42 olarak hesaplanmaktad\u0131r. Oran\u0131n 1&#8217;in \u00fczerinde olmas\u0131, piyasan\u0131n bankay\u0131 \u00f6zsermaye de\u011ferinin %42 \u00fczerinde fiyatlad\u0131\u011f\u0131na i\u015faret eder \u2022 Firma De\u011feri ve Net Bor\u00e7 Durumu: Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde geleneksel sanayi \u015firketlerinden farkl\u0131 olarak &#8220;mevduat&#8221; bir bor\u00e7 kalemi de\u011fil, ana faaliyet kayna\u011f\u0131d\u0131r. Bankan\u0131n toplam y\u00fck\u00fcml\u00fcl\u00fckleri 4,4 trilyon TL seviyesindedir. Ancak bankalar do\u011fas\u0131 gere\u011fi &#8220;net bor\u00e7lu&#8221; de\u011fil, kaynak y\u00f6neten kurumlard\u0131r. Bankan\u0131n likit varl\u0131klar\u0131 ve kredi alacaklar\u0131 bu y\u00fck\u00fcml\u00fcl\u00fckleri kar\u015f\u0131lamaktad\u0131r \u2022 Sermaye ve Bor\u00e7 Yap\u0131s\u0131: Toplam 4.657.550 Milyon TL&#8217;lik varl\u0131klar\u0131n yakla\u015f\u0131k %4,96&#8217;s\u0131 ana sermaye (\u00f6zkaynak) ile, geri kalan %95,04&#8217;l\u00fck k\u0131sm\u0131 ise mevduat ve di\u011fer d\u0131\u015f kaynaklar (bor\u00e7) ile finanse edilmektedir. Bu durum bankac\u0131l\u0131k sekt\u00f6r\u00fc i\u00e7in standart bir kald\u0131ra\u00e7 yap\u0131s\u0131d\u0131r \u2022 \u00d6zkaynaklardaki De\u011fi\u015fim: 2025 y\u0131l sonundaki 222.945 Milyon TL olan \u00f6zkaynaklar, Mart 2026 itibar\u0131yla %3,6 artarak 231.080 Milyon TL&#8217;ye ula\u015fm\u0131\u015ft\u0131r \u2022 Sat\u0131\u015flar ve Br\u00fct Kar (Net Faiz Geliri): Bankac\u0131l\u0131kta sat\u0131\u015f geliri yerine ge\u00e7en Net Faiz Geliri, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re %113,7 gibi devasa bir art\u0131\u015fla 38.138 Milyon TL&#8217;ye y\u00fckselmi\u015ftir. Bu, bankan\u0131n temel bankac\u0131l\u0131k faaliyetlerinden elde etti\u011fi verimlili\u011fin artt\u0131\u011f\u0131n\u0131 kan\u0131tlamaktad\u0131r \u2022 \u00d6zkaynak Karl\u0131l\u0131\u011f\u0131 (ROE) De\u011fi\u015fimi: Ortalama \u00f6zkaynak karl\u0131l\u0131\u011f\u0131 Aral\u0131k 2025&#8217;teki %14,72 seviyesinden Mart 2026&#8217;da %17,77 seviyesine y\u00fckselerek karl\u0131l\u0131kta ciddi bir ivme kazan\u0131ld\u0131\u011f\u0131n\u0131 g\u00f6stermektedir \u2022 Sermaye Yeterlilik Rasyosu: %15,56&#8217;dan %12,98 seviyesine gerilemi\u015ftir. Bu d\u00fc\u015f\u00fc\u015f\u00fcn takip edilmesi gerekse de hala yasal s\u0131n\u0131rlar\u0131n \u00fczerindedir \u2022 Mevduat\u0131n Krediye D\u00f6n\u00fc\u015f\u00fcm Oran\u0131: %58,10&#8217;dan %65,34 seviyesine \u00e7\u0131km\u0131\u015ft\u0131r. Bankan\u0131n toplad\u0131\u011f\u0131 kaynaklar\u0131 krediye d\u00f6n\u00fc\u015ft\u00fcrme i\u015ftah\u0131n\u0131n artt\u0131\u011f\u0131n\u0131 ancak likidite y\u00f6netiminde daha dikkatli olmas\u0131 gerekti\u011fini g\u00f6sterir \u2022 Takipteki Krediler Oran\u0131: %3,89&#8217;dan %4,12 seviyesine hafif bir y\u00fckseli\u015f g\u00f6stermi\u015ftir. Aktif kalitesindeki bu de\u011fi\u015fim risk y\u00f6netimi a\u00e7\u0131s\u0131ndan izlenmelidir Hesaplanan Di\u011fer \u00d6nemli Oranlar<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Halkbank Finansal Oran Analizi ve De\u011ferlendirmeler \u2022 Piyasa De\u011feri: Bankan\u0131n toplam \u00e7\u0131kar\u0131lm\u0131\u015f sermayesi olan 7.184.778.041,96 adet hisse ile 45,56 TL birim fiyat \u00e7arp\u0131ld\u0131\u011f\u0131nda piyasa de\u011feri yakla\u015f\u0131k 327,34 Milyar TL olarak hesaplanmaktad\u0131r \u2022 Net D\u00f6nem Kar\u0131: 2026 y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde banka&#8230; <\/p>\n","protected":false},"author":2,"featured_media":181,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[7,17,16,25],"class_list":["post-180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-risk","tag-2026-03","tag-2026-03-faaliyet-raporu-analizi","tag-faaliyet-raporu-analizi","tag-halkb"],"_links":{"self":[{"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/posts\/180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/comments?post=180"}],"version-history":[{"count":1,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/posts\/180\/revisions"}],"predecessor-version":[{"id":182,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/posts\/180\/revisions\/182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/media\/181"}],"wp:attachment":[{"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/media?parent=180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/categories?post=180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tabildot.com.tr\/tv\/wp-json\/wp\/v2\/tags?post=180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}